Buying a property is practically the objective that any human being wants to buy at some point in his life. Although, this is not easy, much less, and not only needs money to pay for it, but a whole procedure is needed. If you want to know how to do it, then we will give all the details.
Denote interest in buying property
The first thing you should do to buy your home, once you have chosen the property that you are interested in buying, is to get in touch with the owner of the real estate, or with the construction company of the place. This will give you all the details about the property, of the payment, will answer your doubts and even take a tour of the place to help your decision.
Separated the house
If you already decided to buy a house, the owner will ask you for a departure fee that implies that the property will cease to be negotiated with other individuals. Although, this figure is not usually as high as the final cost of the property, it is not reimbursable, so you must be sure if you really want to buy that house.
Request a bank loan
Although, it is possible to pay a home for yourself, most people lack the requested amount at the time, so you should ask for a bank loan. So, you can resort to your bank to be associated, or the financial company of the housing construction company, and request this amount, complying with the documentation and requirement they request.
Pay the initial fee
After a few days where they analyze your case, the entity will notify you whether or not to give the money you request. Once you get it, give it directly to the owner of the house as an initial fee, trying to save a record to avoid confusion or future problems.
Sign property deeds
After delivering the first payment, you must sign the fiduciary commission where the seller owned to the buyer is passed. Of course, if you have used the bank loan offered by the entity, there would be a clause in said contract where you agree that the house to be used as a guarantee in case of seriously attracted to the payments. It is important to check that names and arrows are well written to avoid any long -term problem.
Register housing
Finally, you must seek to present the corresponding process to validate the new registration of the house to your name. Therefore, you must go to the registration of public instruments and present certain documents, wait a few days and let you know when the property is reference as your property.
In general, this is the general process to buy a house. But, no matter how simple it may seem to be important not to rush and be careful with all the decisions you make, you can even hire a financial advisor to help you in the purchase if you feel insecure in some way.